1   Open Exile. You should start the game with new characters. It's best if you don't use any off the skill points in the generation of your characters.
2   Get gear by going to the guy just south of your starting point by the green gate. Talk to him and mention 'supplies'. He'll give the front character a bunch of stuff. Don't bother to give any of it to any of the other characters. Then, exit the town and go west to the town on Silvar. Find the armor lady and sell the armor you received. Now you have cash and food.
3   Now save the game and we can start.
4   Open Cheat II and select 'Exile'. Select 'Longint'. Click on 'Start Over'.
5   Set the 'Search For' value to the current number of skill points for the character you wish to improve. Now press the 'Search' button. 
6   The first time, it probably won't be found. So train your character once, so that the skill points go down. When train, you you can use the training hall in Silvar, which is close to the lady you sold all your armor to.
7   Now enter the new amount in the 'Search For' box. Than click Search again. If it still won't get it, repeat step 5.
8   Now that the little sun icon is in the corner of the Cheat II screen, enter the new amount of SP into the 'Change to' box. 1200 is good for the number of skill points, you won't use more than that. 
9   Click on the Change button, and you have lots of skill points now.
10 You have to do this for each character individually, you cannot make a cheat sheet.

Increasing Gold and Food  -  You need the Cheat II program. Cheat II is available at Info-Mac/game/.

1   Repeat steps 1-3 of the Exile 'Improve skill points' cheat.
2   Open Cheat II and select 'Exile'. Select 'integer'. Click on 'Start Over'.
3   Set the 'Search For' value to the current amount of gold or food that your party has. Click the 'Search' button.
4   It might not find it the first time, this is no problem. Buy something or use up some food (Depending which you want to increase later).
5   Enter the new amount of food or gold into the 'Search For' box and click 'Search' again. In the unlikely event it still wont get it, repeat step 4.
6   If you've gotten the little sun icon, you're set. Put 25000 into the 'Change To' box, No more than 25000 though, or it'll crash.
7   Click the 'Change' button and you've got lots of gold or food (Depending on which you have done at the time). Keep in mind that the new value will only become apparent after you have gone into a shop.
8   This particular cheat can be saved as a cheat sheet and used later on. This is much faster than the Exile Cheater that comes with the game, since you don't have to quit Exile to change the values.